​The perfect nest egg for your little chickens



We know thinking about your little one’s all grown up is pretty scary, if only they could stay small and cute forever (that’s what dogs are for). There will come a time when they’ll be ready to fly the nest and although it may be still a while off, there’s no time like the present to start putting aside for your children’s future.

Knowing who to invest with can be tricky and we wouldn’t expect you to pick any old investor without checking them out first. You need to know your hard earned money will be safe and sound so you can concentrate on making memories with your little cherubs, not worrying about your finances.

Introducing Shepherds Friendly, one of the oldest financial mutual societies in the world with over 190 years experience behind them. They’re experts in children’s and adult’s saving, income protection and over 50s life insurance.

Shepherds Friendly Junior ISA allows you to start saving for your children’s future from as little as £10 a month, up until they turn 18. It’s a tax-efficient plan which means unlike other savings accounts, the Junior ISA is exempt from capital gains and income tax so your money growth and what’s withdrawn is tax-free.

The Junior ISA is built around simplicity, you can put in as little as £10 a month or make lump sum deposits if you prefer, it’s entirely up to you. All you need is an initial deposit of £100 to open the account and monthly payments can be made by direct debit. You can choose to make larger deposits if or whenever you like plus anyone can pay into it, making it accessible to family and friends to add contributions around birthdays or special occasions. Saving money has never been easier!

Let’s be honest, we know investing your money can sound scary, especially when it’s for something so important as your children’s future. Shepherds Friendly invest in a sensibile, responsible manner to try and achieve the best returns possible. With the Junior ISA, your child’s money is less affected by short-term market fluctuations meaning it will not gain or lose value on a day-to-day basis.

By putting away a little each month you can create the best nest egg for your children’s future and what better way to do it than with the simple and easy Junior ISA. Take the stress off your future self and be prepared for whatever adventures your little chickens want to take in life.

Open a plan today and receive £30 in your OhMyDosh account,why not use this money to treat yourself for being so organised, go on you deserve it.

Click here to find out more. Full T&C’s over at OhMyDosh. Capital at risk.

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Luxury staycations for under £99



Picture the scene. You’ve just pulled up to an old country manor in the middle of the English countryside. You’ve got the whole weekend ahead of you with to do nothing but relax. Maybe a swim in the pool or a glass of prosecco. Sounds ideal right? Bet you’re now thinking, hmm surely that’s gotta cost a fair few pennies. Well that’s where unfortunately (but fortunately) you’re wrong. 

With Secret Escapes you can book yourself in for a rural retreat in the English countryside for under £99 a night. From manor houses to boutique hotels, each location is hand picked to deliver you pure luxury, at a fraction of the price of course. 

Secret Escapes only work with hotels who give them exclusive rates and they always keep an eye out for additional perks which will make your stay extra special such as a complimentary glass of wine on arrival. Yaaas. 

Choose a location with a spa and enjoy the facilities or select somewhere by the sea for long, coastal walks. From under £99 a night, you can’t go wrong. Don’t just take our word for it, have a little look at the beautiful locations Secret Escapes have on site and you’ll be reaching for your suitcase in no time. 



If you’re wondering by now, how can Secret Escapes give us all these luxury deals? There must be some kind of catch, right? Well unfortunately (but fortunately) you’re wrong again. For access to all of Secret Escapes exclusive rates, all you have to do is sign up using your email address. It won’t cost you a penny and it never will. 

Book a night away or make a weekend of it, whatever you choose, just make sure you kick back, relax and enjoy all of what the English countryside has to offer for just a fraction of the price. Staycations are becoming ever so popular and there’s so much of the UK to explore. A break that won’t break the bank? You definitely deserve it. Plus you get £15 cashback when you book through OhMyDosh making your dream getaway even cheaper! Have a little peak at all of the amazing locations Secret Escapes have to offer and you won’t be able to resist treating yourself. 
 

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Savvy Saving, Student Style



Hiya Doshers, guess who’s back with another exciting blog post for you…  us of course! This time we’re here to help all you students out there who are heading off to university next month. Now we understand you may be a little nervous about saying farewell to your family and friends but don’t worry, you’re going to be fine… especially with these nifty saving hacks we’ve popped together for ya! 

As you venture into the big wide world as a student, you’ll soon realise that you need to be a little bit more careful with your money. The word “budget” will now be added to your vocabulary. But don’t worry, with our tips and tricks you’ll be saving savvy in no time, your new flat mates will be very impressed. 

We get that you may not be the best of cooks - yet, and or you may get caught in the middle of a washing-up war. So for the times you want to get out of the house and have someone else do the cooking, there’s Tastecard which will give you 2-4-1 on meals at over 6,000 restaurants. This includes some of our favourite places like Pizza Express, Yo Sushi and Zizzi! Plus you also get 40% off cinema tickets which is perfect for the days you just want to chill out. With OhMyDosh you can get 3 months... for FREE! Oh and nab a fab £2.50 in your account too. It’s a must have for any uni student and will save ya a lot of pennies. 

As a student it’s all about grabbing those deals which is why Groupon will become your new best friend. From bedding to spa days, you can find everything you need at a discounted price. Need some new towels for your bathroom? Groupon's got it! Fancy afternoon tea at a third of the price? You guessed it, Groupon! You can even nab a mattress topper if you’re finding your halls bed a little uncomfortable. Plus shop at Groupon through OhMyDosh and get up to 9% cashback. That’s deals upon deals! 

Of course you’ll want to pop back home from time to time and with a Railcard you can get a third off train travel. That means you can come back more often, maybe don’t bring alllll your washing with you though… Grab a 16-25 Railcard through OhMyDosh and get 5% cashback. Winning! 

If you’re a media student or just love magazines, this app may be a life saver for you. With Readly you can read and download over 4,000 magazines. From travel to fashion, you have access to so many publications all in one place. It’s so helpful if you’re studying a journalism course. Try it out with a 99p month trial and nab £4.00 on OhMyDosh

Oh and make sure you’re mobile phone is insured before you head off to uni, that’s one thing you do not want to be without. All that partying *cough* studying, could take its toll on your phone so make sure you’re covered if anything was to happen to it. so-sure mobile phone insurance aims to have your phone repaired or replaced within 72 hours, that sounds pretty ideal to us! Insure your phone with so-sure through OhMyDosh and nab £16. 

Now after all these money saving tips we think you may just about be ready to spread your wings and fly the nest but remember, we’re constantly updating the site so keep a lookout for more money saving offers which will make you a savvy spending expert. Good luck little Doshers and have fun! 

 

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Welcome to the OhMyDosh blog, here you will tips & tricks on how to use and make the most of the site, plus much much more!