Start your Savings Journey Today with Shepherds Friendly
Nobody can see into the future, (although we certainly wish we could) but wouldn’t it be great if you knew you were prepared financially for whatever life throws at you, however many years down the line. Starting to save early gives your money more potential to grow, think of it as planting the first seed to start your ever flourishing money garden.
With this in mind, let us introduce you to Shepherds Friendly, one of the oldest financial mutual societies in the world with over 190 years experience behind them. They are experts in children’s and adult’s saving, income protection and over 50s life insurance.
Shepherds Friendly want you to be prepared for a rainy day just as much as we do and have created an investment plan free from stress and complications. They make investing sound simple which we wasn’t sure was even possible.
Shepherds Friendly Stocks and Shares ISA is a tax efficient savings plan that allows you to save from as little as £30 a month. With cash interest rates at record lows, you could find that a Stocks and Shares ISA gives you better returns. Plus they aim to pay an annual bonus to help your savings grow, although as with any investment this is not guaranteed.
If you save into a normal savings account then any growth or interest could be subject to capital gains and income tax. The Shepherds Friendly tax-efficient ISA shields your savings from both of these taxes, helping you to make your money go further.
Saving for the future can be a big commitment but with Shepherds Friendly investing doesn’t have to be scary. They ensure any money you invest into the ISA will be treated in a responsible and sensible manner and aim to provide you with the best returns on your investment possible. There are no tricky fund or investment choices to make, and your money is invested into Shepherds Friendly With-profits fund; a mix of assets including stocks and shares, bonds, property, cash and more.
By putting a little away a month now, your future self will be forever grateful. Whether it be for your wedding fund or to go towards your retirement, what you choose to do with your money is entirely up to you. Just remember to thank us in the future!
Sign up to the Shepherds Friendly Stocks and Shares ISA today and take advantage of your £20,000 annual ISA allowance to make the most of your savings. Plus receive £50 into your OhMyDosh account, that’s one months worth of savings already sorted with a little left over to treat yourself with.
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Full T&C’s over at OhMyDosh. Capital at risk.